The CompensationEngineeringTM Approach


The single most predominant reason for employee dissatisfaction and turnover is compensation and benefits. Yet most family businesses never take the time to undertake a comprehensive analysis of their compensation and benefit programs.


Our approach is to evaluate existing family business compensation and benefits packages. We assist companies in either spending allotted employee expense dollars more wisely or spending less.


Services Provided

Analyze present benefits and costs versus company objectives.

Evaluate alternatives.

Make specific recommendations.

Assist in the implementation of the recommendations agreed upon.

Constant updates regarding ever-changing compensation issues.


CompensationEngineeringTM Tools


Medical Coverages

Disability Coverages

Educational Assistance

Medical Expense Reimbursement

Achievement Awards

- Performance, Length of Service, Safety

The Leveraged ExecutiveLoanTM Program

Dental and Vision Care

Group Carve-Out Plans

Executive Bonus and Split Dollar Plans

Cafeteria Plans

Sick, Personal and Vacation Pay Plans

Spending Accounts

Dependent Care


Salary and Wages

Deferred Compensation

Cash and Non-Cash Bonuses

Employee Loans


Defined Contribution / Defined Benefit

SIMPLE Plans / SEP/ 457

Age Weighted - Cross-Tested - Integrated

The 412(e)LincTM Program

Profit Sharing / 401k & 401A Plans


  V. Ownership  


Incentive Stock Option Plans

Managed Income Trust

Restrictive Stock Option Plans

Reverse ESOP

A Strategic Approach To

Tax-Qualified Retirement Planning


A Three Element Turn Key Process


   Study Present Benefits

Cost vs. Utilization?

Are present benefits accomplishing your objectives?

Are the proper employee groups covered

Employee Perception?

Cost Containment?


Key to tax planning: Create tax-free cash flow

   Explore Unused Options

Death Insurance

Medical Reimbursement

Pension/Profit Sharing

Salary Continuation

Deferred Compensation

Leveraged ExecutiveLoanTM


Cars, Boats, etc…

162 Bonus



Achievement Awards Program




The Pyramid of Compensation EngineeringTM

The Layers of Benefit and Tax Planning

  Listen Design Implement