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Empowering Charities to create and use new planned giving $$$ immediately.

 

Empowering Donors to create and use new cash flow to satisfy other financial needs.

 Empowerment for Donors

 

 • Satisfy other financial needs by using increased cash flow generated from tax savings and partially tax-free payments.

 • Satisfy the number one concern of retirees; will they outlive their money.

 • Convert low-yielding assets into a series of high tax-advantaged lifetime payments.

 • Benefit from tax deductions while appointing others to receive annuity payments.

 • Avoid estate tax on contributed assets.

 • Convert investment risk assets into high guaranteed lifetime payments.

 • Offset taxable income from other sources. 

 • Provide future educational funding for others while receiving a current tax deduction.

 • Payout obligation from the charity is reinsured by a quality insurance company.

 • Increase future lifetime payout amounts by deferring the payout start date.

  

Empowerment for Charities

 

 • Create new cash flow for immediate use.

 • Generate untapped donor opportunities while establishing new advisor relationships.   

 • Use the perpetual planned giving power of our National Financial Advisory Network.

 • Use the remainder for and fund-raising activities  while fulfilling key initiatives of the charity.

 • Reinsure an existing portfolio of self-insured gift annuities, releasing a portion of existing reserves immediately.

 • Reduce administrative costs and other requirements of self-insured gift annuity programs.

 • Reap the benefits of a reinsured gift annuity program, without the frustrations of establishing and maintaining a program, by using our Network of “supporting” Community Foundations.

 

The Conversion Of Deferred  Gifts

Into Immediate  Gifts

  

No Legal Costs ~ No Market Risk

Income Tax Deduction ~ Estate Tax Exempt
 

Dynamic Case Design Capabilities

 
 
 
 

~ Why Charities Use Our Program ~

Creating and Using New Planned Giving $$$ Immediately

  •  Perpetual planned giving opportunities through our National Financial Advisory Network

  •  New funds made available immediately

  •  Minimal administration costs

  •  Access to our portfolio of quality insurance companies

  •  Establishes new “advisor” relationships

  •  Generates new untapped donor opportunities

1)  Based on a single annuitant charitable gift annuity and ACGA rates as of 7/1/2008 for age at  income commencement, adjusted for deferral, if any.

2)  Assumes a 28% Tax Bracket.  Annuity exclusion ratio.

3)  Based on 4.2%  Federal Mid-Term Rate and annual payment. 

4)  Assumes a 4 yr. accelerated payout is exercised by annuitant.

5)  May be subject to gift tax.

6)  Annuity payments are part return of principal (non-taxable), part capital gain (if any) and part ordinary income. Once principal is recovered  and/or capital gains are paid, remaining annuity payments then become fully taxable as ordinary income. If certain requirements are met, the  donor may recognize any capital gain ratably over the  time period the annuity is expected to be received. Assumes a 15% capital gains tax rate.

7)  Insured using a single premium immediate annuity product.